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CFA® CHARTERHOLDER · CALIFORNIA REGISTERED RIA · SCHWAB CUSTODY

 

Wealth Management for
Silicon Valley Tech Executives   

You understand compounding returns, asymmetric risk, and exponential growth — your wealth manager should too. CFA-led portfolio construction built on deep tech sector expertise and real estate market knowledge.

CFA

CFA® Charterholder

GS

Assets Custodied at Schwab

CA

Registered Investment Adviser

SV

Based in Silicon Valley

What we do

Investment Management Built for Tech Wealth

Most advisors treat tech equity like any other asset. We don't. Our strategies are designed around the unique wealth profile of technology professionals — concentrated stock positions, complex equity comp, and the opportunity cost of illiquidity.

Tech-Focused Portfolio Management

Diversified portfolio construction that accounts for your existing tech exposure. We build around your RSUs and options — not in spite of them.

Financial Planning & Risk Assessment

Comprehensive planning for tech professionals navigating IPOs, acquisitions, and career transitions. We stress-test your financial plan against real scenarios.

Real Estate Investment Advisory

DiversifieDirect access to Bay Area and beyond real estate opportunities. We evaluate deals with the same rigor we apply to public markets — cap rates, IRR, and risk-adjusted returns.

Tax-Efficient Investing

RSU timing, ISO exercises, ESPP strategies, and tax-loss harvesting. We work with your CPA to minimize your tax burden across every decision.

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Founder, CIO & President

Propulsion Capital Management, led by founder Michael Germain, takes a disciplined, multi-dimensional approach to investing—balancing return potential, risk, and tax efficiency to optimize after-tax results for clients.

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Michael has a proven record of generating positive, risk-adjusted returns through active stock investing, reflected in strong Sharpe ratios. A core differentiator is his tax expertise: he has helped entrepreneurs save millions through tax-advantaged vehicles, tax-efficient security selection, and careful management of portfolio turnover to minimize tax drag. He also draws on a technology background to position portfolios ahead of market trends, and on commercial real estate knowledge to evaluate alternative investments and broaden diversification.

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His credentials reinforce this expertise: a CFA charter, CPA license, an MBA and a Master of Science in Taxation from Florida State University, plus advanced technology and programming studies through UC Berkeley Extension and specialized training in commercial real estate modeling.

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Propulsion Capital Management blends investment expertise, tax efficiency, technological insight, and real-world experience into a differentiated, strategic approach to managing wealth.

INSIGHTS

Market Perspective with a Tech Lens

Analysis and commentary from inside the Silicon Valley ecosystem — where markets, technology, and real estate intersect.

Want This Analysis Applied to Your Portfolio?

Our insights inform our investment process. Book a consultation to discuss how these themes apply to your specific situation.

Propulsion Capital Management

CFA-led wealth management for Silicon Valley tech executives. Portfolio management, real estate advisory, and tax-efficient investing.

COMPANY

SERVICES

CONTACT

Schedule Consultation

99 S. Almaden Blvd Suite 600 | San Jose, CA   95113

Propulsion Capital Management is a registered investment adviser with the State of California. Registration with the State of California does not imply a certain level of skill or training. Past performance is not indicative of future results. All investing involves risk, including the potential loss of principal.

© 2026 Propulsion Capital Management. All rights reserved.

CFA® and Chartered Financial Analyst® are trademarks owned by CFA Institute.

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